Stew Peters Terms of Use Agreement

Effective Date: 1/25/2022

PLEASE CAREFULLY READ THESE TERMS OF USE, ALONG WITH THE PRIVACY POLICY AND OTHER POLICIES OR AGREEMENTS REFERENCED IN THESE TERMS OF USE, BEFORE USING THE “THE STEW PETERS NETWORK” (AS DEFINED BELOW). PLEASE NOTE THAT THE “ARBITRATION AGREEMENT” IN SECTION 13 BELOW CONTAINS PROVISIONS THAT REQUIRE, WITH LIMITED EXCEPTIONS: (i) ALL DISPUTES ARISING BETWEEN YOU AND STEW PETERS UNDER THIS AGREEMENT TO BE RESOLVED IN BINDING ARBITRATION, AND NOT IN COURT AND (ii) YOU AND STEW PETERS WAIVE THE RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION IN CONNECTION WITH SUCH DISPUTES. PLEASE CLICK HERE TO REVIEW THE ARBITRATION AGREEMENT. BY USING THE STEW PETERS NETWORK, YOU UNCONDITIONALLY AGREE TO BE BOUND BY THESE TERMS OF USE, INCLUDING THE ARBITRATION AGREEMENT. PLEASE READ IT CAREFULLY.

  1. Description of Service and Acceptance of Terms

Stew Peters News Network (“Stew Peters,” “we” or “us”) has developed this Terms of Use Agreement (“Agreement”) to describe the terms that govern your use of the Stew Peters Services (defined below). Stew Peters is based in the United States.

Stew Peters is an online video service which gives users the opportunity to select from various offerings of on-demand and streaming news programming, including television shows, clips, and other content (collectively, the “Content”). Our video service, the Content, our player for viewing the Content (the “Video Player”) and any other products, features, tools, materials, or other services (including third party branded services) offered from time to time by Stew Peters on or through a variety of “Access Points” (defined below) are referred to collectively as the “Stew Peters Services” or “the Services.” The term “Access Points” refers to, collectively, the Stew Peters website, applications and other places where any of the Services are authorized by Stew Peters or a Stew Peters “Affiliate” (defined below) to be made available, including websites and applications of our third party distribution partners (for example, digital distribution platforms) and other websites where users or website operators are permitted to embed or have otherwise licensed the Video Player. Stew Peters may also use third-party service providers, such as payment processors, vendors, contractors, agents or sponsors, to operate, develop or help manage and/or provide the Stew Peters Services.

Your use of the Stew Peters Services (including access to the Content) is conditioned on your compliance with this Agreement, which incorporates by reference our Privacy Policy (“Privacy Policy”) and any end user license agreement that might accompany the Services. Your use of certain products offered through the Stew Peters Services may require you to accept additional terms and conditions that apply to those products in addition to this Agreement. In the event of a conflict or inconsistency between those additional terms and this Agreement, those additional terms will prevail with respect to your use of that particular product.

Stew Peters furnishes the Stew Peters Services for your personal enjoyment and entertainment. By using the Stew Peters Services (whether or not you have an account or subscription) or by clicking a box that states that you accept and agree to this Agreement, you signify your unconditional agreement to be bound by this Agreement, including any future modifications, and to abide by all applicable laws, rules and regulations (“Applicable Law”). Please read through this Agreement carefully. If you do not agree to be bound by this Agreement and to abide by Applicable Law, you may not use the Stew Peters Services and must discontinue use of the Stew Peters Services immediately. Your use of the Stew Peters Services is subject to your continued compliance with this Agreement.

Please note that the website addresses (i.e., URLs) included within this Agreement may not function as hyperlinks on all the Access Points. To view this Agreement with clickable hyperlinks, please click here.

  1. Changes to This Agreement

We may need to make changes to this Agreement from time to time for many reasons. For example, we may need to reflect updates in how the Services work or changes in the law. You should look at this Agreement regularly. It is posted on the Stew Peters website here. In addition, you can access this Agreement when you are logged into Stew Peters Services. If we make a material change to this Agreement, we may notify you by sending an email to the email address you most recently provided to us prior to the material change taking effect. Therefore, it is important that you keep your account information, including email address, updated. Any material change to this Agreement will be effective automatically 10 days after the revised Agreement is first posted or, for users who register or otherwise provide opt-in consent during this 10-day period, at the time of registration or consent, as applicable, unless the law requires us to make the change effective sooner.

Your continued use of the Stew Peters Services following any modification constitutes your acceptance of and agreement to be bound by this Agreement as so modified.

  1. Access and Use of the Services

3.1 Personal Use Only. The Stew Peters Services are intended solely for your personal and non-commercial use. Stew Peters may change, suspend or discontinue the Stew Peters Services, in whole or in part, at any time. Stew Peters may also impose limits on certain features and services offered on the Stew Peters Services or restrict your access to parts or all of the Stew Peters Services without notice or liability. You acknowledge that from time to time the Stew Peters Services may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment malfunctions; (ii) periodic maintenance procedures or repairs which Stew Peters may undertake from time to time; or (iii) causes beyond the control of Stew Peters or which are not reasonably foreseeable by Stew Peters.

3.2 Age Limitations. The Stew Peters Services are not intended to be used by children without involvement and approval of a parent or guardian. If you are under the age of 13, you are not permitted to register with Stew Peters or provide your personal information to Stew Peters. If you are at least 13 and under 18 years of age (or under the applicable age of majority in your state or territory of residence), you may register with the Stew Peters Services only if you have the consent of your parent or guardian, including consent to this Agreement on your behalf. If you subscribe to Stew Peters and wish to create subprofiles (if available) under your subscription, you must ensure all users of such subprofiles are 18 years of age or older (or the applicable age of majority in your state or territory of residence).

3.3 Your License. Stew Peters grants you a non-exclusive limited license to use the Services, including accessing and privately viewing the Content on a streaming, temporary download (if available), or other bases through the Video Player, for personal, non-commercial purposes only as set forth in this Agreement. The periods during which you can view each piece of Content will vary based on the rights available for such Content and the terms of your subscription. You shall not interfere (or permit the use of your subscription by a third party to interfere) or attempt to interfere with the operation or use of Stew Peters Services by other members in any way through any means or device including, but not limited to, spamming, hacking, uploading computer viruses or time bombs, or any other means expressly prohibited by any provision of this Agreement. You understand that some of the Content that is available on the Services may be protected by security technology, and you agree not to circumvent, disable, disassemble, remove, alter, deactivate, degrade or otherwise tamper with such security technology. Stew Peters may, in its sole discretion, and at any time, with or without notice, suspend, disable or terminate your subscription (free or paid), and/or access to all or any part of the Services at any time, with or without prior notice, for any reason or no reason at all, without liability. If we disable your subscription, you agree that you will not create another one or otherwise try to access the Services without our permission. You agree not to sell, transfer or assign your subscription or any subscription rights.

3.4 The Content

Content Subjectivity. Content tends to elicit varying reactions among different people. As is true for many websites and content platforms, you may come across Content that you find offensive, indecent, explicit or objectionable. Also, Content types, genres, categories, and descriptions are provided as suggestions to help with navigation, and Stew Peters does not guarantee that you will agree with them. You acknowledge and voluntarily accept these risks.

Content Quality. Stew Peters uses various technologies to provide you with an optimal viewing experience. That said, quality of Content, including resolution, may be affected by the format of the Content, your location, the speed and bandwidth of your internet service, and the devices used, among other factors. HD and 4K Ultra HD availability for certain Content depends on your internet service and device capabilities. The time it takes you to begin playing Content will vary based on a number of factors, including your location, internet bandwidth, the number of devices simultaneously connecting to the same network, the Content you have selected, and the configuration of the device you are using. As a result, Stew Peters is unable to make any warranties about the Content in these respects.

3.5 Limited Content License. The Stew Peters Services contain information, text, files, images, video, sounds, musical works, works of authorship, materials, applications, software, product names, company names, trade names, logos, designs, and any other materials or content of Stew Peters and/or its parents, subsidiaries, or affiliates (“Stew Peters Affiliates”) and their licensors and assignors (collectively, the “Stew Peters Content”), and it may contain materials and Content provided by users (“User Content”) or other third-parties. Stew Peters Content contained in the Stew Peters Services is protected by copyright, trademark, patent, trade secret and other laws and, as between you and Stew Peters, its licensors, or its assignors, Stew Peters or Stew Peters Affiliates owns and retains all rights in and to the Stew Peters Content and Stew Peters Services. Stew Peters hereby grants you a limited, revocable, nonsublicensable, nontransferable license, to access and privately display or perform the Stew Peters Content (excluding any software code) solely for your personal, non-commercial use, in connection with using the Stew Peters Services. Except as provided in this Agreement, you may not copy, download, stream capture, reproduce, duplicate, archive, upload, modify, translate, publish, broadcast, transmit, retransmit, distribute, perform, display, sell, frame or deep-link, make available or otherwise use any Content contained in or through the Stew Peters Services.

Except as explicitly and expressly permitted by Stew Peters or by the limited license set forth above, you are strictly prohibited from creating works or materials (including but not limited to fonts, icons, link buttons, wallpaper, desktop themes, on-line postcards, montages, mash-ups and similar videos, greeting cards and unlicensed merchandise) that derive from or are based on the Stew Peters Content. This prohibition applies regardless of whether such derivative works or materials are sold, bartered or given away. In addition, you may not, either directly or through the use of any device, software, internet site, web-based service or other means, remove, alter, bypass, avoid, interfere with, or circumvent any copyright, trademark, or other proprietary notice marked on the Stew Peters Content contained in the Stew Peters Services or any digital rights management mechanism, device, or other content protection, copy control, or access control measure associated with the Stew Peters Content, including geo-filtering mechanisms. Except as expressly stated in this Agreement, you are expressly prohibited from using any Stew Peters Content and/or the Services in any manner.

You may not, without Stew Peters’s written permission, “mirror” any Stew Peters or User Content contained on the Stew Peters Services or any other server. You may not use the Stew Peters Services for any purpose that is unlawful or prohibited by the Agreement. You may not use the Stew Peters Services in any manner that could damage, disable, overburden, or impair Stew Peters, the Stew Peters Services, Access Points, or otherwise interfere with any other party’s use and enjoyment of the Stew Peters Services. You may not attempt to gain unauthorized access to the Stew Peters Services through hacking, password mining or any other means. Stew Peters reserves the right, in its sole discretion, to terminate your access to the Stew Peters Services, or any portion thereof, at any time, for any reason or for no reason at all, without prior notice or any notice.

3.6 The Video Player. You may not modify, enhance, remove, interfere with, or otherwise alter in any way any portion of the Video Player, its underlying technology, any digital rights management mechanism, device, or other content protection or access control measure incorporated into the Video Player. This restriction includes, without limitation, disabling, reverse engineering, modifying, interfering with or otherwise circumventing the Video Player in any manner that enables users to view the Content without: (i) displaying visibly both the Video Player and all surrounding elements (including the graphical user interface, any advertising, copyright notices, and trademarks) of the Access Point where the Video Player is located; and (ii) having full access to all functionality of the Video Player, including, without limitation, all video quality and display functionality and all interactive, elective, or click-through advertising functionality.

3.7 Embedding a Video Using the Video Player. Where Stew Peters has incorporated an embed option in connection with Content on the Stew Peters Services, you may embed videos using the Video Player, provided you do not embed the Video Player on any website or other location that (i) contains or hosts content that is unlawful, infringing, pornographic, obscene, defamatory, libelous, threatening, harassing, vulgar, indecent, profane, hateful, racially or ethnically offensive, encourages criminal conduct, gives rise to civil liability, violates any law, rule, or regulation, infringes any right of any third party including intellectual property rights, or is otherwise inappropriate or objectionable to Stew Peters (in Stew Peters’s sole discretion), or (ii) links to infringing or unauthorized content (collectively, “Unsuitable Material”). You may not embed the Video Player into any hardware or software application, even for non-commercial purposes. Stew Peters reserves the right to prevent embedding to any website or other location that Stew Peters finds inappropriate or objectionable (as determined by Stew Peters in its sole discretion).

3.8 Compatible Devices. In order to access the Services, you will need to use a computer, mobile device, streaming media player, or other device that meets the system and compatibility requirements that we establish from time to time (each, a “Compatible Device”). Features and functionalities that we make available through the Services may differ by Compatible Device. Please click here for a current list of Compatible Devices.

3.9 Internet Service and Data Usage. In order to access the Services, you must have a high-speed broadband, wireless or similar internet connection from an internet service provider that meets certain technical specifications. Please note that some features of the Services may require higher internet bandwidth. You are responsible for any costs associated with your internet service used to access the Services. Your use of the Services may count toward your data usage, depending on the terms of your agreement with your internet service provider.

3.10 Ownership. You agree that Stew Peters owns and retains all rights to the Services. You further agree that the Content you access and view as part of the Services is owned, licensed and/or controlled by Stew Peters. The Services and the Content are protected by copyright, trademark, and other intellectual property laws. Nothing contained in this Agreement or on the Services should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Content in any manner not expressly contemplated herein without the prior written consent of Stew Peters or such third party that may own the Content or intellectual property displayed on the Services. UNAUTHORIZED USE, COPYING, REPRODUCTION, MODIFICATION, PUBLICATION, REPUBLICATION, UPLOADING, FRAMING, DOWNLOADING, POSTING, TRANSMITTING, DISTRIBUTING, DUPLICATING OR ANY OTHER MISUSE OF ANY OF THE CONTENT IS STRICTLY PROHIBITED. Any use of the Content other than as permitted by this Agreement will violate this Agreement and may infringe upon our rights or the rights of the third party that owns the affected Content. You agree to report any violation of this Agreement by others that you become aware of. You are advised that Stew Peters will aggressively enforce its rights to the fullest extent of the law.

3.11 No Spam/Unsolicited Communications and Submissions. You may not use the Stew Peters Services to harvest information about users for the purpose of sending, or to facilitate or encourage the sending of, unsolicited bulk or other communications. You understand that we may employ technical measures to prevent spam or unsolicited bulk or other communications from entering, utilizing, or remaining within our computer or communications networks. If you send spam, advertising, or other unsolicited communications of any kind through the Services, you acknowledge that you will have caused substantial harm to Stew Peters and that the amount of such harm would be extremely difficult to measure. As a reasonable estimation of such harm, and by way of liquidated damages and not as a penalty, you agree to pay Stew Peters $50 for each actual or intended recipient of such communication.

Stew Peters does not knowingly accept, via the Stew Peters Services or otherwise, unsolicited submissions including, without limitation, submissions by you of blog ideas, articles, scripts, story lines, fan fiction, characters, drawings, information, suggestions, proposals, ideas or concepts. Stew Peters requests that you do not make any unsolicited submissions. Any similarity between an unsolicited submission and any elements in any Stew Peters or Stew Peters Affiliate creative work, including without limitation, a film, series, story, title or concept would be purely coincidental. If you do send any submissions to Stew Peters via the Stew Peters Services that are unsolicited (including but not limited to any Stew Peters message board or forum), however, you agree that (i) your unsolicited submissions are not being made in confidence or trust and that by making such submissions, no contractual or fiduciary relationship is created between you and Stew Peters; (ii) any such unsolicited submissions and copyright becomes the property of and will be owned by Stew Peters (and are not User Content licensed by you to Stew Peters under “Your Proprietary Rights in and License to Your User Content”) and may be used, copied, sublicensed, adapted, transmitted, distributed, publicly performed, published, displayed or deleted as Stew Peters sees fit; (iii) you are not entitled to any compensation, credit or notice whatsoever in connection with such unsolicited submissions; and (iv) by sending an unsolicited submission, you waive the right to make any claim against Stew Peters or Stew Peters Affiliates relating to any unsolicited submissions by you, including, without limitation, unfair competition, breach of implied contract or breach of confidentiality.

3.12 Software Downloads. In order to participate in the Stew Peters Services or access certain Content, you may be notified that it is necessary to download software or other materials or agree to additional terms and conditions. Unless otherwise provided by these additional terms and conditions, they are hereby incorporated into this Agreement.

3.13 Modification/Suspension/Discontinuation. We regularly make changes to the Stew Peters Services. The availability of the Content, as well as Access Points and Compatible Devices through which the Services are available, will change from time to time. The composition of the Content library and other Content offered at the time you register for the Service may not reflect the Content library that will be offered throughout your subscription and should not be relied upon. Stew Peters reserves the right to replace or remove any Content and Access Points available to you through the Services, including specific titles and networks/channels, and to otherwise make changes in how we operate the Services. Additionally, you agree that for various reasons, such as restrictions from content programmers and other limitations or considerations from third parties, certain Content that may be available through one Access Point may not be available through another Access Point. We hope not to, but we may change, suspend, or discontinue – temporarily or permanently – some or all of the Services (including the Content and the Compatible Devices through which the Services are accessed), with respect to any or all users, at any time without notice. In our continued assessment of the Services, we may from time to time, with respect to any or all of our users, experiment with or otherwise offer certain features or other elements of the Services, including but not limited to promotional features, user interfaces, plans, pricing, in-application purchases, enhanced display resolution, and advertisements. You acknowledge that Stew Peters may do so in Stew Peters’s sole discretion at any time without notice. You also agree that Stew Peters will not be liable to you for any modification, suspension, or discontinuance of the Services, although if you are a Stew Peters Services subscriber and Stew Peters suspends or discontinues your subscription to the Stew Peters Services without cause, then as your sole and exclusive remedy Stew Peters may, in its sole discretion, provide you with a credit, discount or other form of consideration (for example, we may credit additional days of service to your account) in accordance with Section 4 below. However, if Stew Peters terminates your Stew Peters Services subscription or suspends or discontinues your access to the Stew Peters Services due to your violation of this Agreement, then you will not be eligible for any such credit, discount or other consideration.

3.14 Customer Service. If we can be of help to you, please do not hesitate to contact our customer service department by clicking here. We aim to deliver first-class customer service, but in the unlikely event that a customer service representative provides information that is inconsistent with this Agreement, please be aware that this Agreement will control.

  1. Subscriptions and Billing

The information below applies only to consumers who subscribe to Stew Peters Services through Stew Peters. We may require you to create an account in order to access the Stew Peters Services. Only the account holder, and those with permission from the account holder, may create an account. If you made a purchase from one of our third party partners, please contact the respective party for information about billing. Also be aware that, for your convenience, your “Payment Method” (as defined below) may be accessible on Stew Peters Affiliate websites or services where you may elect to use the same Payment Method in order to process your transaction with any such Stew Peters Affiliate.

4.1 Subscriptions. We charge a subscription fee to access the Stew Peters Services. You can find the specific details regarding your subscription at any time by logging in to Stew Peters Services and viewing your subscription details. Because the Services are offered in multiple time zones, for consistency, a “day” for purposes of this Agreement begins at 12:00 a.m. Eastern Time and ends at 11:59 p.m. Eastern Time of that same calendar day. Subscription fees are non-refundable. If you are a member of The Stew Peters Network, then after your original subscription expires, it will automatically renew for additional one-year periods at the then-current rates, unless you cancel before the renewal. If you are not a member of The Stew Peters Network, then after your original subscription expires, it will automatically renew for additional periods equal in length to the original subscription period, unless you cancel before the renewal, and the cost of the renewal will be at the then-current rates. If you don’t want your subscription to renew, you can cancel it before the renewal by logging into your account and following the cancellation instructions that are provided. If you cancel your subscription, you will still have access to the Stew Peters Services for the remainder of time you have already paid for.

4.2 Billing. By providing a credit card or other payment method for your subscription to the Stew Peters Services (“Payment Method”), you are expressly agreeing that we or an independent third-party selected by, but not affiliated with, us (the “Payment Service”) are authorized to charge you a periodic subscription fee on a recurring basis corresponding to the term of your subscription, any other fees for additional services you may purchase, and any applicable taxes in connection with your use of your subscription to the Payment Method. If you want to use a Payment Method that is different from the one you used during registration, or if there is a change in your credit card validity or expiration date, you may edit your Payment Method information by logging in on the Stew Peters Services and viewing your subscription details. When you provide a Payment Method to access a subscription, including in connection with a free trial offer, our Payment Service will attempt to verify the information you entered. The Payment Service will do this by processing an authorization hold, which is a standard practice. If your Payment Method expires and you do not update your Payment Method information or duly cancel your subscription before it automatically renews, you authorize the Payment Service to continue billing, and you will remain responsible for any uncollected amounts. From time to time, our Payment Service may update your Payment Method using information from the financial institution providing your Payment Method. The collection and processing of your Payment Method for the Stew Peters News Services shall be governed by the terms of use/service and privacy policy(ies) of our Payment Service. Please also be aware that some Payment Methods may not be eligible for certain Payment Service features and functionality, including any automatic Payment Method by our Payment Service providers. If we are unable to obtain a valid Payment Method, we may, at our discretion, suspend and/or cancel your subscription and access to the Stew Peters Services without further notice.

As used in this Agreement, “billing” shall indicate either a charge or debit, as applicable, against your Payment Method. The subscription fee will be billed at the beginning of your subscription or expiration of your free trial period, if any, whichever is earlier, and in connection with every automatic renewal thereafter, unless and until you duly cancel your subscription or the Services are otherwise discontinued pursuant to this Agreement.

The Payment Service will automatically bill your Payment Method when on or about the same calendar day corresponding to your subscription cycle. For example, if you purchase a monthly subscription that begins on January 10, the Payment Service will bill your Payment Method January 10, February 10, March 10, and so on each month, unless and until you duly cancel your subscription. For subscribers whose subscription starts with a free trial, billing will commence upon the expiration of the free trial and continue monthly as set forth above. The interval of time between each payment due date shall correspond to the term of your subscription and be referred to herein as a “Billing Period.” However, if your subscription commences on the 29th, 30th, or 31st in a given month, your Payment Method will be charged on the first day of the following month. For example, if you purchase your subscription on October 31, your Payment Method will be charged for the following month on November 1. You acknowledge that the timing of when you are billed and the amount billed each Billing Period may vary, including for example due to free trials and other promotional offers, credits applied, changes in your subscription, changes in your Payment Method, and changes in applicable taxes, and you authorize us or the Payment Service to charge your Payment Method for the corresponding amounts.

We receive updated payment card account status from the payment card issuer of certain participating payment card providers (specifically, whether payment card account number is updated or replaced). Not all entities authorized to issue payment cards participate in such disclosure of information. Please contact your payment card issuer for further information.

If we or a Stew Peters Affiliate offer you a promotion (e.g., a promotional price) for your subscription, the specific terms of the promotion will be disclosed during your sign-up or in other materials provided to you describing the particular promotion. In the case of promotional pricing, after your promotion ends, the Payment Service will begin billing your Payment Method for your subscription at the regular price after your promotion ends unless you duly cancel prior to the end of your promotion or unless otherwise disclosed in communications made available to you.

Stew Peters reserves the right to change the terms of your Stew Peters Services subscription, including price, from time to time, effective as of the beginning of your next Billing Period following the date of the change. If Stew Peters changes the subscription fee or other charges for your Stew Peters Services subscription, we will give you advance notice of these changes and you will have the opportunity to cancel your subscription prior to incurring the new charges. However, we will not be able to notify you of changes in any applicable taxes.

Very rarely, if there are special circumstances where Stew Peters determines it is appropriate (e.g., your access to the Services is unavailable for days due to technical difficulties), we may provide credits to affected subscribers. The amount and form of such credits, and the decision to provide them, are at Stew Peters’s sole and absolute discretion, and the provision of credits in one instance does not entitle anyone to credits or in the future under similar or different circumstances.

4.3 Ongoing Subscription. Your subscription will continue in effect unless and until you duly cancel your subscription or the account or service is otherwise suspended or discontinued pursuant to this Agreement. You must cancel your subscription before your next payment date in order to avoid the next billing. The Payment Service will bill the renewal subscription fee plus any applicable taxes to the Payment Method you provide to us during registration (or to a different Payment Method if you change your account information). If you duly cancel your subscription, cancellation will be effective at the end of the then-current Billing Period. This means that you will have continued access to your subscription for the remainder of that period, but you will not receive a refund. You will also forfeit any service or referral credits upon cancellation. PAYMENTS ARE NON-REFUNDABLE AND THERE ARE NO REFUNDS OR CREDITS FOR PARTIALLY-USED SUBSCRIPTION PERIODS.

4.4 HOW TO CANCEL YOUR SUBSCRIPTION

IF YOU PURCHASED THE STEW PETERS NETWORK THROUGH US, YOU CAN CANCEL YOUR SUBSCRIPTION BY SIGNING INTO YOUR STEW PETERS ACCOUNT AND FOLLOWING THE INSTRUCTIONS PROVIDED. YOU ARE RESPONSIBLE FOR CANCELING YOUR SUBSCRIPTION IF YOU NO LONGER WISH TO RECEIVE THE FOR NATION SERVICES.

IF YOU PAY FOR THE THE STEW PETERS NETWORK THROUGH YOUR ACCOUNT WITH A THIRD PARTY (E.G., DIGITAL DISTRIBUTION PLATFORMS) AND WANT TO CANCEL YOUR SUBSCRIPTION OR MANAGE YOUR BILLING, YOU NEED TO DO SO THROUGH YOUR ACCOUNT WITH SUCH THIRD PARTY. STEW PETERS WILL UNDER NO CIRCUMSTANCES BE LIABLE TO YOU FOR THE RETURN OF ANY AMOUNTS YOU PAID TO A THIRD PARTY IN CONNECTION WITH YOUR SUBSCRIPTION TO THE THE STEW PETERS NETWORK.

4.5 Unpaid Amounts. It is important that each subscriber honor the payment obligations to which the subscriber agreed. Accordingly, we reserve the right to permit the Payment Service to retry billing your Payment Method after failed attempts (e.g., if your Payment Method is rejected). We also reserve the right to permit the Payment Service or another third party to pursue any amounts you fail to pay in connection with your subscription. You will remain liable for all such amounts and all costs incurred in connection with the collection of these amounts, including, without limitation, bank overdraft fees, collection agency fees, reasonable attorneys’ fees, and arbitration or court costs.

4.6 Free Trials. On occasion, we may offer free trials to Stew Peters Services for certain qualifying users. If we offer you a free trial, the specific terms of your free trial will be stated in the material describing the particular free trial or during your sign-up. Certain limitations may exist with respect to combining free trials with any other offers. Stew Peters reserves the right to determine eligibility for free trials.

Once your free trial period ends, the Payment Service will begin billing your Payment Method for your subscription fees (plus any applicable taxes), unless you duly cancel prior to the end of your free trial. For that reason, unless otherwise indicated in the free trial description, you will be asked to set up a valid Payment Method when redeeming a free trial offer.

You will not receive a notice from Stew Peters that your free Stew Peters Services trial has ended and that payment for your subscription is due. If you wish to avoid charges to your Payment Method, you must duly cancel your subscription prior to midnight Eastern Time on the last day of your free trial period. You may cancel your subscription at any time as described in the “Ongoing Subscription and Cancellation” section of this Agreement. The Payment Service will continue to bill your Payment Method for your subscription on a recurring basis corresponding to the term of your subscription until you duly cancel or the account or applicable Service is otherwise suspended or discontinued pursuant to this Agreement. To the extent subscriptions are offered in conjunction with purchases of, or payment for, third party products or services, you agree that Stew Peters will not be liable to you for any claims arising out of or related to your purchase or use of such third party products or services. If you cancel your subscription during a free trial or while using a promotional code or other credits, cancellation may become effective immediately.

  1. Accounts and Registration

You are responsible for all uses of your account, including use of your account by other members of your household. By allowing others to access your account or to create profiles within your account, you agree to be responsible for ensuring that they comply with this Agreement and you agree to be responsible for their activity using the Services.

You take full responsibility for your use of the Stew Peters Services. All registration information you submit must be accurate and must be kept updated by you. Your failure to do so will constitute a breach of the Agreement, which may result in immediate termination of your account.

You are responsible for maintaining the confidentiality of all your passwords and are responsible for all use of your account. It is therefore critical that you do not share your account information with anyone. Please keep your password confidential. Notify us by email using the customer support form available from our Help Center if you suspect any unauthorized use of your account. Please also make sure to notify us if your registration information changes, in case we need to contact you.

You may not (i) select or use as a username, a name of another person with the intent to impersonate that person; or (ii) use as a username a name subject to any rights of another person without appropriate authorization. Stew Peters reserves the right to refuse registration of, or cancel, a username, in its sole discretion. It is your responsibility to notify us of any changes in such information, including, but not limited to your contact information. You may be held liable for losses incurred by Stew Peters, Stew Peters Affiliates (defined above) or any other Stew Peters user or visitor in the event someone else uses your account as a result of your failure to keep your account information secure and confidential and you agree to indemnify Stew Peters and all Stew Peters Affiliates from any third-party claims arising from such actions. You agree not to use the account, username, email address or password of another member or subscriber at any time and not to allow any other person to use your account. You agree to notify Stew Peters immediately if you suspect any unauthorized use of, or access to, your account or password. Stew Peters shall retain the right to change your username, but no obligation, for any reason, including, without limitation, if the username you have selected violates this Agreement. Stew Peters shall also retain the right, but no obligation, to review any profile pictures provided by you.

We reserve the right to immediately terminate or restrict your Stew Peters Services subscription or your use of the Services or access to Content at any time, for any or no reason, without prior notice, and we shall have no liability to you for any such termination. Furthermore, even after your account subscription and/or access to the Stew Peters Services is terminated by you or Stew Peters, this Agreement will remain in full force and effect with respect to your past and future use of the Stew Peters Services. One reason we may terminate your Stew Peters Services subscription or your use of the Services or access to Content is if such use places an undue burden on our networks or servers. Alternatively, we may use technology to limit activities, such as the number of calls to the Stew Peters servers being made, and you agree to respect these limitations and not take any steps to circumvent, avoid, or bypass them.

If we terminate your user Stew Peters Services subscription and/or access to the Stew Peters Services (or any portion of the Stew Peters Services), you may not create a new account, purchase a new subscription or try to access the Stew Peters Services without Stew Peters’s prior written approval. You agree that your account and/or subscription is non-transferable. Any rights to your account and/or Stew Peters Services terminate upon your death.

  1. Forums and Public Communications

As a convenience to its visitors, Stew Peters may provide, from time to time and at its sole discretion, one or more chat areas, message boards, bulletin boards, e-mail functions, instant messaging service, voice-mail, and other interactive areas as part of the Stew Peters Service (collectively, the “Forums”). For clarification, in the event you access one of these Forums using an account associated with a Stew Peters Affiliate, the terms of this section will still govern and control the use of the Forums. Forums are provided by Stew Peters to you and others subject to this Agreement, the “Community Guidelines” (as defined below), the Privacy Policy, and other rules that may be published from time to time by Stew Peters in its sole discretion. The individual who posts messages, content or other information in the Forums (such content shall be included in the definition of User Content hereunder) is responsible for the reliability, accuracy, and truthfulness of such content, and Stew Peters has no control over the same. Additionally, Stew Peters has no control over whether any such User Content is of a nature that users will find offensive, distasteful or otherwise unacceptable and expressly disclaims any responsibility for such material.

Stew Peters does not endorse the User Content in the Forums and specifically disclaims any responsibility or liability to any person or entity (including, without limitation, persons who may use or rely on such material) for any loss, damage (whether actual, consequential, punitive or otherwise), injury, claim, liability or other cause of any kind or character based upon or resulting from any User Content provided through a Forum.

Stew Peters does not and cannot review every message posted by users in the Forums, and is not responsible for the content of these messages or the views or opinions expressed by the users of the Forums. Information disclosed in the Forums is revealed to the public by design. Stew Peters reserves the right, but not the obligation, to delete, move or edit User Content, in whole or in part for any reason in Stew Peters’s sole discretion. In addition, Stew Peters may delete, move, edit or disclose User Content when it is required to do so by law or in a good faith belief that such action is necessary to protect and defend the rights and property of Stew Peters or to protect the safety of our users or the public. In no event does Stew Peters assume any obligation to monitor the Forums or remove any specific material.

You understand that the uploading to and/or posting of any User Content in any Forum shall not be subject to any obligation of confidence on the part of Stew Peters, and Stew Peters shall not be liable for any use or disclosure of any User Content. In consideration for your use of the Forums and functionality, you agree to comply with the “Community Guidelines” set forth below. Without limiting Stew Peters’s other rights and remedies, individuals who violate the following Community Guidelines may, at Stew Peters’s sole discretion, be banned from using the Forums and/or the Service entirely.

Registration and Acceptance of Community Guidelines

In consideration for your use of the Forums, you agree to (i) comply with this Agreement and the “Community Guidelines” set forth below. Users who violate this Agreement, the Community Guidelines, or provide inaccurate, false, or non-current information may, at Stew Peters’s sole discretion, have their account suspended or terminated, and may be permanently banned from using any Forum or the Service.

ENTERING ANY FORUM WILL CONSTITUTE ACCEPTANCE OF THIS AGREEMENT AND YOUR COMPLIANCE WITH THE FOLLOWING GUIDELINES (THE “COMMUNITY GUIDELINES”) FOR USE OF THE FORUMS. IF YOU DO NOT AGREE TO ABIDE BY THESE TERMS OF USE OR THE COMMUNITY GUIDELINES, PLEASE DO NOT ENTER ANY FORUM.

Guidelines for Use of the Forums

You are entirely responsible and liable for all activities conducted by you and any authorized user of your account in the Forums, including the transmission, posting, or other provision of User Content. Listed below are some, though not all, violations that may result in Stew Peters terminating or suspending your access to a Forum. You agree not to do any of the following actions while using any Forum:

  1. Harass, threaten, embarrass or cause distress or discomfort upon another Forum participant, user, or other individual or entity;
  2. Transmit any User Content in any Forum that Tribeca considers to be disruptive, unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, hateful, racially, ethnically or otherwise objectionable;
  3. Cause any chat room screen in any chat room to “scroll” faster than other users are able to type to it or any action of a similar disruptive effect;
  4. Misrepresent yourself, your age or your affiliation with any person or entity, impersonate in any Forum any person or entity, including but not limited to, a Stew Peters official, chat or message board leader, guide or host, or make false or misleading statements;
  5. Disrupt the normal flow of dialogue in a Stew Peters chat room or otherwise act in a manner that negatively affects other participants;
  6. Post or transmit any unsolicited advertising, promotional materials, or any other forms of solicitation in the Forums;
  7. Intentionally or unintentionally violate any applicable local, state, national or international law, including but not limited to any regulations having the force of law while using or accessing any Forum;
  8. Invade the privacy or violate any personal or proprietary right of any person or entity;
  9. Infringe the intellectual property rights or similar rights, including but not limited to copyrights and trademarks, of any person or entity;
  10. Use the Service in any manner that could damage, impair, disable, overburden or harm the Service or circumvent the intended functionality of the Service;
  11. Collect information identifying users of the Service by electronic or other means without authorization from the person(s) affected;
  12. Upload, post, transmit, send, share, store, distribute or otherwise make available on the Service any private or sensitive information or content about any third party, including, addresses, phone numbers, e-mail addresses, Social Security numbers and credit card numbers; and
  13. Upload, post, transmit, send, share, store, distribute, or otherwise make available any viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or other electronic or telecommunications equipment.

By posting or uploading User Content to the Service, any Forum or submitting any other User Content to Stew Peters, you automatically grant (or warrant that the owner of such rights has expressly granted) Stew Peters a perpetual, worldwide, royalty-free, irrevocable, non-exclusive right and license to reproduce, modify, adapt, publish, publicly perform, translate, sub-license, create derivative works from, exploit, distribute and otherwise use such materials or incorporate such User Content in or in connection with the Service or by or in any other media or technology now known or later developed throughout the universe in perpetuity. In addition, you represent and warrant that any and all User Content you upload, post, transmit, send, share, store, distribute, or otherwise make available on the Service complies with each of the foregoing Community Guidelines.

You are solely responsible for your interactions with other users of the Services. We reserve the right, but have no obligation, to monitor disputes between you and other users.

  1. Collection and Use of Personal Information

For information about Stew Peters’s policies and practices regarding the collection and use of your information, please read Stew Peters’s Privacy Policy. The Privacy Policy is incorporated by reference and made part of this Agreement. Thus, by agreeing to this Agreement, you agree that your use of or presence on the Stew Peters website, application and other places where any Services are available and use of the Stew Peters Services through any other Access Point are governed by the Stew Peters Privacy Policy in effect at the time of your use.

You acknowledge, consent and agree that Stew Peters may access, preserve or disclose information you provide to or through the Stew Peters Services or that we have collected about you, including registration information and User Content, when Stew Peters has a good faith belief that such access, preservation or disclosure is necessary in order to: (i) protect, enforce, or defend the legal rights, privacy, safety, or property of Stew Peters, our parents, subsidiaries or affiliates, or their employees, agents and contractors (including enforcement of this Agreement or our other agreements); (ii) protect the safety, privacy, and security of users of the Stew Peters Services or members of the public, including in urgent circumstances; (iii) protect against fraud or for risk management purposes; (iv) comply with Applicable Law or legal process; or (v) respond to requests from public and government authorities. If Stew Peters sells all or part of its business or makes a sale or transfer of its assets or is otherwise involved in a merger or transfer of all or a material part of its business, Stew Peters may transfer your information to the party or parties involved in the transaction as part of that transaction.

  1. Third Party Advertisements and Services

Stew Peters takes no responsibility for and does not endorse any third party advertisements or any third party material posted on any Access Point where the Services are available, nor do we take any responsibility for the products or services provided by advertisers. Any dealings you have with advertisers while using the Services, including through engaging with interactive advertisements, are between you and the advertiser, and you agree that Stew Peters is not liable for any loss or claim that you may have against an advertiser. If you provide any confidential or personal information or engage in any transaction through an advertisement, Stew Peters is not responsible for such information or transaction and we encourage you to read the terms of use and privacy policy of the advertiser or other party collecting such information or engaging in such transaction.

  1. Trademarks

Stew Peters, the Stew Peters logo, and other Stew Peters marks, graphics, logos, scripts, and sounds are trademarks of Stew Peters. None of the Stew Peters trademarks may be copied, downloaded, or otherwise exploited.

  1. Disclaimer of Warranties, Limitation of Liability, and Indemnity

10.1 Disclaimer of Warranties

THE THE STEW PETERS NETWORK ARE PROVIDED “AS-IS” AND “AS AVAILABLE” AND STEW PETERS DOES NOT GUARANTEE OR PROMISE ANY SPECIFIC RESULTS FROM USE OF OR CONTINUOUS AVAILABILITY OF THE THE STEW PETERS NETWORK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STEW PETERS EXPRESSLY DISCLAIMS ANY WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AND WARRANTIES IMPLIED FOR A COURSE OF PERFORMANCE OR COURSE OF DEALING. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, STEW PETERS MAKES NO WARRANTY THAT YOUR USE OF THE THE STEW PETERS NETWORK WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, THAT DEFECTS TO THE THE STEW PETERS NETWORK WILL BE CORRECTED, THAT THE THE STEW PETERS NETWORK OR THE SERVERS ON WHICH THEY ARE AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY INFORMATION OBTAINED BY YOU ON, THROUGH OR IN CONNECTION WITH THE THE STEW PETERS NETWORK OR THIRD-PARTY SERVICES (INCLUDING, BUT NOT LIMITED TO, THROUGH USER CONTENT OR THIRD-PARTY ADVERTISEMENTS) WILL BE ACCURATE, RELIABLE, TIMELY OR COMPLETE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, STEW PETERS OR OUR STEW PETERS AFFILIATES WILL NOT BE RESPONSIBLE FOR ANY LOSS OR DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF DATA, PROPERTY DAMAGE, PERSONAL INJURY OR DEATH) RESULTING FROM USE OF THE THE STEW PETERS NETWORK, PROBLEMS OR TECHNICAL MALFUNCTION IN CONNECTION WITH USE OF THE THE STEW PETERS NETWORK, ATTENDANCE AT AN STEW PETERS EVENT, ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED IN CONNECTION WITH THE THE STEW PETERS NETWORK, ANY USER CONTENT, ANY THIRD-PARTY ADVERTISEMENT OR THIRD-PARTY SERVICE TRANSMITTED ON, THROUGH OR IN CONNECTION WITH THE THE STEW PETERS NETWORK, OR THE CONDUCT OF ANY USERS OF THE THE STEW PETERS NETWORK, WHETHER ONLINE OR OFFLINE. YOUR USE OF USER CONTENT, THIRD-PARTY ADVERTISEMENTS, THIRD-PARTY SERVICES AND THE GOODS OR SERVICES PROVIDED BY ANY THIRD-PARTIES IS SOLELY YOUR RESPONSIBILITY AND AT YOUR OWN RISK.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE THE STEW PETERS NETWORK, AND ANY INFORMATION TRANSMITTED OR RECEIVED IN CONNECTION THEREWITH, MAY NOT BE SECURE AND MAY BE INTERCEPTED BY UNAUTHORIZED PARTIES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW YOU ASSUME RESPONSIBILITY, TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, FOR THE ENTIRE COST OF ANY MAINTENANCE, REPAIR OR CORRECTION TO YOUR COMPUTER SYSTEM, COMPATIBLE DEVICE OR OTHER PROPERTY OR RECOVERY OR RECONSTRUCTION OF LOST DATA NECESSITATED BY YOUR USE OF THE THE STEW PETERS NETWORK.

10.2 Limitation on Liability

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO COMPANY FOR THE COMPANY SERVICES DURING THE TERM OF YOUR USE OF THE COMPANY SERVICES. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OTHER THAN THE AMOUNT PAID, IF ANY, BY YOU TO COMPANY FOR THE COMPANY SERVICES DURING THE TERM OF YOUR USE OF THE COMPANY SERVICES, INCLUDING ANY OTHER GENERAL, DIRECT, INDIRECT, COMPENSATORY, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, AND INCLUDING, WITHOUT LIMITATION, LOST PROFIT DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE COMPANY SERVICES.

YOU ACKNOWLEDGE AND AGREE THAT ANY DAMAGES YOU INCUR ARISING OUT OF COMPANY’S ACTS OR OMISSIONS OR YOUR USE OF SITE.COM OR THE COMPANY SERVICES ARE NOT IRREPARABLE AND ARE INSUFFICIENT TO ENTITLE YOU TO AN INJUNCTION OR OTHER EQUITABLE RELIEF RESTRICTING THE AVAILABILITY OF OR ANY PERSON’S ABILITY TO ACCESS ANY PORTION OF SITE.COM OR THE COMPANY SERVICES.

THE LIMITATIONS IN THIS SECTION APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.

10.3 Indemnity

You agree to indemnify and hold Stew Peters, its Stew Peters Affiliates, subcontractors and other partners, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including, but not limited to, reasonable attorneys’ fees, made by any third-party due to or arising out of or in connection with YOUR BREACH OF YOUR REPRESENTATIONS, WARRANTIES, COVENANTS OR AGREEMENTS HEREUNDER; YOUR VIOLATION OF THESE TERMS OF USE OR ANY LAW; YOUR USE OF THE SERVICES AND/OR THE CONTENT IN VIOLATION OF THESE TERMS OF USE; INFORMATION OR CONTENT POSTED OR TRANSMITTED THROUGH YOUR AUTHORIZED DEVICE OR ACCOUNT, EVEN IF NOT SUBMITTED BY YOU, THAT INFRINGES ANY COPYRIGHT, TRADEMARK, TRADE SECRET, TRADE DRESS, PATENT, PUBLICITY, PRIVACY OR OTHER RIGHT OF ANY PERSON OR ENTITY OR DEFAMES ANY PERSON OR ENTITY; AND ANY MISREPRESENTATION MADE BY YOU. YOU WILL COOPERATE AS FULLY AND AS REASONABLY REQUIRED IN STEW PETERS’s DEFENSE OF ANY CLAIM. STEW PETERS RESERVES THE RIGHT, AT ITS OWN EXPENSE, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU, AND YOU SHALL NOT IN ANY EVENT SETTLE ANY SUCH MATTER WITHOUT THE WRITTEN CONSENT OF STEW PETERS.

  1. Removal of Material that Infringes Copyrights

Stew Peters respects the intellectual property of others and requires that our users do the same. Stew Peters has a policy that provides for the termination in appropriate circumstances of users and subscription holders of Stew Peters Services who are repeat infringers. Stew Peters also reserves the right to remove or disable access to any transmission of Content that infringes the copyright of any person under the laws of the United States upon receipt of a notice that substantially complies with the requirements of 17 U.S.C. § 512(c)(3) as set forth above.

If you believe materials on the Stew Peters Nation Services infringes your copyright.

If you believe that any materials residing on or linked to from Stew Peters Services infringes your copyright, you must send a written notification of claimed infringement that contains substantially all of the following information to the Stew Peters Copyright Agent: (a) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (b) identification of the claimed infringing material and information reasonably sufficient to permit Stew Peters to locate the material on the Stew Peters Services (such as the URL(s) of the claimed infringing material); (c) information reasonably sufficient to permit Stew Peters to contact you, such as an address, telephone number, and an email address; (d) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or Applicable Law; (e) a statement by you that the above information in your notification is accurate and a statement by you, made under penalty of perjury, that you are the owner of an exclusive right that is allegedly infringed or are authorized to act on the owner’s behalf; and (f) your physical or electronic signature. Stew Peters’s Copyright Agent for notification of a claimed infringement can be reached as follows: Copyright Agent, Lesley West, 1211 Avenue of the Americas, New York NY 10036, support@stewpeters.com

Please note that, under 17 U.S.C. §512(f), any person who knowingly makes material misrepresentations in a notification of claimed infringement or any counter-notification may be liable for damages.

  1. Third-Party Links and Services

The Stew Peters Services may provide, or third-parties may provide, links to other websites, apps, resources or other services created by third parties (collectively, “Third-Party Services”). When you engage with a Third-Party Service, you are interacting with the third-party, not with Stew Peters. If you choose to use a Third-Party Service and share information with it, the Third-Party Services may use and share your information in accordance with the Third-Party Service’s privacy policy and your privacy settings on such Third-Party Service. In addition, the third-party providing the Third-Party Service may use other parties to provide portions of the apps or service to you, such as technology, development or payment services. Stew Peters is not responsible for and makes no warranties, express or implied, as to the Third-Party Services or the providers of such Third-Party Services (including, but not limited to, the accuracy or completeness of the information provided by such Third-Party Service or the privacy practices thereof). Inclusion of any Third-Party Service or a link thereto on the Stew Peters Services does not imply approval or endorsement of the Third-Party Service. Stew Peters is not responsible for the content or practices of any websites other than the Stew Peters Services that link to this Agreement, even if the website links to the Stew Peters Services and even if it is operated by a Stew Peters Affiliate or a company otherwise connected with Stew Peters. By using the Stew Peters Services, you acknowledge and agree that Stew Peters is not responsible or liable to you for any content or other materials hosted and served from any website, mobile site or app other than Stew Peters Services. When you access Third-Party Services, you do so at your own risk. Stew Peters encourages you not to provide any personally identifiable information to or through any Third-Party Service unless you know and are comfortable with the party with whom you are interacting.

  1. Arbitration Agreement and Class Action Waiver

(1) Stew Peters, including its Stew Peters Affiliates, agents, employees, predecessors in interest, successors, and assigns, and you agree that any Dispute (as defined herein) between you and Stew Peters, regarding any aspect of your relationship with Stew Peters, will be resolved in a binding, confidential, individual and fair arbitration process, and not in court. Each of you and Stew Peters agrees to give up the right to sue in court.

(2) The term “Dispute” is to be given the broadest possible meaning that will be enforced, and shall include any dispute, claim, demand, count, cause of action, or controversy between you and Stew Peters, whether based in contract, statute, regulation, ordinance, tort (including, but not limited to, fraud, misrepresentation, fraudulent inducement, negligence, or any other intentional tort), or any other legal or equitable theory. The term “Dispute” specifically includes, but is not limited to, any disputes, actions, claims, or controversies between you and the Stew Peters that arise from or in any way relate to or concern any Content, products or services provided by Stew Peters including but not limited to the Stew Peters Services (as defined above), this Arbitration Agreement, any other aspect of these Terms of Use (including their applicability and their conformance to applicable law), any billing disputes, and any disputes relating to telephonic, text message, or any other communications either of us received from the other. The only exceptions to this Arbitration Agreement are that (i) each of you and Stew Peters retains the right to sue in small claims court and (ii) each of you and Stew Peters may bring suit in court against the other to enjoin infringement or other misuse of intellectual property rights. Disputes over whether these exceptions apply shall be resolved by the court in which such action has been brought; all other disputes over arbitrability shall be resolved by the arbitrator.

(3) Each of you and Stew Peters also agrees to give up the ability to seek to represent, in a class action or otherwise, anyone but each of you and Stew Peters (see paragraph 9 below).

(4) There is no judge or jury in arbitration, and court review of an arbitration award is limited. An arbitrator must follow this Arbitration Agreement. The arbitrator, however, can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief, or statutory damages); provided that they are recoverable under these Terms of Use.

(5) These Terms of Use evidence a transaction in interstate commerce, and thus the Federal Arbitration Act, 9 U.S.C. §§ 1-16, governs the interpretation and enforcement of this Arbitration Agreement. This Arbitration Agreement shall survive termination of the Terms of Use.

(6) Any arbitration between you and Stew Peters will be conducted by the Judicial Arbitration and Mediation Services, Inc. (“JAMS”), pursuant to the JAMS Streamlined Arbitration Rules & Procedures effective July 1, 2014 (the “JAMS Rules”), as modified by this agreement to arbitrate. The arbitration shall be conducted by a single, neutral arbitrator, and if you and Stew Peters cannot agree on who that single arbitrator will be, the arbitrator will be appointed pursuant to the JAMS Rules, with the participation and involvement of Stew Peters and you pursuant to JAMS Rule 12. The JAMS Rules are available on its website at http://www.jamsadr.com/rules-streamlined-arbitration/. The Consumer Arbitration Minimum Standards are available at https://www.jamsadr.com/consumer-minimum-standards/. The arbitrator is bound by these Terms of Use.

(7) If either you or Stew Peters wish to arbitrate a claim, you or Stew Peters must first send by mail to the other a written Notice of Dispute (“Notice”) that sets forth the name, address, and contact information of the party giving notice, the specific facts giving rise to the Dispute, the Stew Peters Service to which the Notice relates, and the relief requested. Your Notice to the Stew Peters must be sent by mail to: Arbitration Notice of Dispute, 2121 Avenue of the Stars, 7th Floor, Los Angeles, California, 90067. Stew Peters will send any Notice to you at the contact information we have for you or that you provide. It is the sender’s responsibility to ensure that the recipient receives the Notice. During the first 45 days after you or we send a Notice to the other, you and we may try to reach a settlement of the Dispute.

(8) If you and we do not resolve the Dispute within 45 days, either you or we may initiate arbitration in accordance with the JAMS Rules. Further instructions on submitting a Demand for Arbitration may be found at http://www.jamsadr.com/files/Uploads/Documents/JAMS_Arbitration_Demand.pdf. In addition to filing this Demand for Arbitration with JAMS in accordance with its rules and procedures, you must send a copy of this completed Demand for Arbitration to the Stew Peters at the address listed above to which you sent your Notice of Dispute.

(9) You and the Stew Peters acknowledge and agree to abide by the following rules for arbitration:

(a) YOU AND STEW PETERS MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE OR MULTI-CLAIMANT PROCEEDING, AND THE ARBITRATOR SHALL HAVE NO POWER TO AWARD CLASS-WIDE RELIEF; (b) Stew Peters will pay arbitration costs as required by the JAMS Consumer Arbitration Minimum Standards and consistent with paragraph 6 below; (c) the arbitrator may award any individual relief or individual remedies that are permitted by applicable law and these Terms of Use; and (d) each side pays his, her or its own attorneys’ fees, except as otherwise provided in paragraph 10 below.

(10) JAMS charges filing and other fees to conduct arbitrations. Ordinarily, the claimant has to pay the filing fee to initiate arbitration, but if you wish to commence an arbitration against Stew Peters, you and the Stew Peters acknowledge and agree to abide by the following:

  • If you are seeking to recover less than $10,000 (inclusive of attorneys’ fees), Stew Peters will pay the filing fee on your behalf or reimburse your payment of it.
  • If you are seeking to recover $10,000 or more, you will have to pay the filing fee charged by JAMS, but Stew Peters will reimburse the filing fee if you prevail on all claims decided upon by the arbitrator.
  • Stew Peters and you agree that, if the claims to be arbitrated total less than $10,000 (inclusive of attorneys’ fees), the claim ordinarily should be decided on written submissions only, without a telephonic or in-person hearing. Stew Peters will not request a hearing for any claims totaling less than $10,000. This provision shall not be construed by the arbitrator to deprive you of any rights you may have to a telephonic or in-person hearing in your hometown area pursuant to the JAMS Rules.
  • Stew Peters and you agree that, if the claims to be arbitrated total $10,000 or more, the arbitration will occur in a manner and place consistent with the JAMS Rules.

(11) Regardless of how the arbitration proceeds, each of you and Stew Peters shall cooperate in good faith in the exchange of non-privileged documents and information as necessary in accordance with the JAMS Rules, and the arbitrator shall issue a reasoned written decision sufficient to explain his or her findings and conclusions.

(12) Each of you and Stew Peters may incur attorneys’ fees during the arbitration. Each side agrees to pay his, her or its own attorneys’ fees unless the claim(s) at issue permit the prevailing party to be paid its attorneys’ fees, and in such instance, the fees awarded shall be determined by the applicable law(s). In addition to whatever rights you may have to recover your attorneys’ fees under applicable law, if you prevail in the arbitration, and if Stew Peters failed to make a settlement offer to you before the arbitration or the amount you win is at least 25% greater than Stew Peters’s highest settlement offer, then Stew Peters will pay your reasonable attorneys’ fees in addition to the amount the arbitrator awarded. If Stew Peters wins the arbitration, you will be responsible for your own attorneys’ fees. In addition, if the arbitrator, at the request of the winning party, finds that the losing party brought a claim or asserted a defense frivolously or for an improper purpose, then regardless of the amount in dispute, the arbitrator must order the losing party to pay both sides’ arbitration fees and may order the losing party to pay the winning party’s reasonable attorneys’ fees, unless such an award of fees is prohibited by applicable law.

(13) The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief, only to the extent necessary to provide relief warranted by that party’s individual claim, only as permitted by applicable law, and only to the extent that declaratory and injunctive relief are permitted by these Terms of Use. The arbitrator shall have no authority to award punitive, exemplary, multiplied or consequential damages or any other relief not allowed under this Arbitration Agreement. The arbitrator also may not order Stew Peters to pay any monies to or take any actions with respect to persons other than you, unless Stew Peters explicitly consents in advance, after an arbitrator is selected, to permit the arbitrator to enter such an order. Further, unless Stew Peters expressly agrees, the arbitrator may not consolidate other persons’ claims with yours, and may not otherwise preside over any form of a representative, multi-claimant or class proceeding.

(14) You and Stew Peters agree to maintain the confidential nature of the arbitration proceeding and shall not disclose the fact of the arbitration, any documents exchanged as part of any mediation, proceedings of the arbitration, the arbitrator’s decision and the existence or amount of any award, except as may be necessary to prepare for or conduct the arbitration (in which case anyone becoming privy to confidential information must undertake to preserve its confidentiality), or except as may be necessary in connection with a court application for a provisional remedy, a judicial challenge to an award or its enforcement, an order confirming the award, or unless otherwise required by law or court order. In keeping with the confidential nature of the arbitration, You and Stew Peters agree that an order confirming award is only necessary if the obligations of the award have not been performed. Therefore, before taking any steps to confirm the arbitration award, the party seeking confirmation of the award must give the other party notice of its intention to confirm the award. If the party who would be the respondent in any such confirmation proceeding performs its obligation under the terms of the arbitration award within 15 business days of such notice, the party who gave notice of its intent to confirm the award shall not seek to confirm or otherwise enforce the award.

(15) With the exception of subpart (a) in paragraph (9) (i.e., the waiver of the ability to proceed on behalf of multiple claimants or a purported class), if any part of this Arbitration Agreement is deemed invalid, unenforceable, or illegal, then the balance of this Arbitration Agreement shall remain in effect and be construed in accordance with its terms as if the invalid, unenforceable, or illegal provision were not contained. If, however, subpart (a) in paragraph (9) is found invalid, unenforceable or illegal, then the entirety of this Arbitration Agreement shall be null and void, but the rest of these Terms, including the provisions governing where actions against Stew Peters must be pursued, the choice of governing law, and our mutual waiver of the right to a trial by jury, will remain in effect and apply to any claim that, for this or any other reason, proceeds in court rather than in arbitration.

  1. Limitation on Time to Bring a Claim

YOU AGREE THAT ANY CAUSE OF ACTION YOU MAY HAVE ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE STEW PETERS SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER SUCH CAUSE OF ACTION ACCRUES. AFTER SUCH PERIOD, THE CONDUCT COMPLAINED OF SHALL BECOME INCONTESTABLE AND SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.

  1. Governing Law and Choice of Forum

This Agreement will be governed by, and construed in accordance with, the laws of the State of New York, without regard to its conflict of law provisions. Except with respect to Disputes to be resolved through an arbitration process in accordance with the Arbitration Agreement contained above, you and Stew Peters agree to submit to the exclusive jurisdiction of the courts located in New York, New York to resolve any Dispute arising out of this Agreement or the Stew Peters Services.

YOU HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION (INCLUDING, BUT NOT LIMITED TO, ANY CLAIMS, COUNTERCLAIMS, CROSS-CLAIMS, OR THIRD-PARTY CLAIMS) ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS AGREEMENT.

SUBJECT TO APPLICABLE LAW, YOU AGREE THAT ANY CAUSE OF ACTION YOU MAY HAVE ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE THE STEW PETERS NETWORK MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER SUCH CAUSE OF ACTION ACCRUES. AFTER SUCH PERIOD, THE CONDUCT COMPLAINED OF SHALL BECOME INCONTESTABLE AND SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.

  1. General Information

16.1 United States Jurisdiction. Stew Peters provides the Stew Peters Services in the United States of America. Stew Peters does not represent that the Stew Peters Content, Stew Peters Services are appropriate (or, in some cases, available) for use in other locations. If you use the Stew Peters Services from a jurisdiction other than the United States, you agree that you do so of your own initiative, and you are responsible for complying with local laws as applicable to your use of the Stew Peters Services.

Not all of the Stew Peters Services are available worldwide or nationwide, and Stew Peters makes no representation that you will be able to obtain any Stew Peters Services in any particular jurisdiction, either within or outside of the United States.

16.2 Export Controls. Software available in connection with the Stew Peters Services (the “Software”) is further subject to United States export controls. No Software may be downloaded from the Stew Peters Services or otherwise exported or re-exported in violation of U.S. export laws. Downloading or using the Software is at your sole risk.

16.3 No Waiver/Reliance. If you see other parties violating this Agreement, we would appreciate it if you would let us know here. Precisely how Stew Peters responds to a party that is violating this Agreement will be determined after carefully analyzing all of the facts and circumstances of a particular case. You may not rely upon Stew Peters’s precise response with respect to one party or one situation as any indication of what Stew Peters might do with respect to another party or another situation, even if the parties or situations appear to you to be similar.

Similarly, the failure of Stew Peters to exercise or enforce any right or provision of this Agreement will not operate as a waiver of such right or provision. If we fail to act in response to a violation of this Agreement, you should not assume that we do not object to the violation or even that we are aware of it. In addition, you may not construe a waiver of any provision of this Agreement with respect to any party as a waiver of that provision (or any other provision) with respect to either that party or any other party. Further, Stew Peters’s decision to delay exercising or enforcing any right or remedy under this Agreement shall not constitute a waiver of such right or remedy. Even if Stew Peters acts in a way that appears to you to be inconsistent with this Agreement, Stew Peters’s action shall not be deemed a waiver or constructive amendment of this Agreement.

  1. Other

The Section titles in this Agreement are for convenience only and have no legal or contractual effect. This Agreement operates to the fullest extent permissible by law. Except as otherwise expressly provided herein, if any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

You agree that any notices Stew Peters may be required by Applicable Law to send to you will be effective upon Stew Peters’s sending an e-mail message to the e-mail address you have on file with Stew Peters or publishing such notices on the informational page(s) of Stew Peters Services. Additionally, from time to time, we may communicate with you about the Services and this Agreement electronically (e.g., emails to your registered email address, notices on the Stew Peters Site and other Access Points). You consent to receive electronic communications from Stew Peters and further agree that any notices, agreements, disclosures, and other communications that we send to you electronically will satisfy any applicable legal notification requirements. We recommend that you keep a copy of any electronic communications we send to you for your records.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Stew Peters as a result of this Agreement or your use of the Stew Peters Services. A printed version of this Agreement and of any notice related to it shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent as other business documents and records originally generated and maintained in printed form.

Nothing contained in this Agreement limits Stew Peters’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Stew Peters Services or information provided to or gathered by us in connection with such use.

This Agreement, along with the Privacy Policy and any other policies expressly incorporated into this Agreement by reference, constitute the entire agreement between you and Stew Peters with respect to the subject matter hereof and supersede all prior or contemporaneous written or oral agreements between the us with respect to the subject matter hereof. This Agreement may not be amended, nor any obligation waived, without Stew Peters’s written authorization.

If you would like to contact us with any questions regarding this Agreement, please contact us here.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.

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