The S&P 500 is breaking records. Investors are celebrating. Retirement accounts are growing. AI and mega-cap technology stocks continue pushing markets higher. And after years of strong performance, it's becoming increasingly easy to believe one dangerous phrase: “The market always comes back.” But there's a major difference between investing while you're 35 and relying on that same portfolio for income when you're 65 or 70. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. examines what's happening beneath the S&P 500's record-setting run and explains why an all-time high doesn't eliminate risk—it can make investors forget that risk exists. Carlos breaks down the concentration inside the S&P 500, the influence of mega-cap technology companies, market volatility, sequence-of-returns risk, and why retirees cannot approach a major market decline the same way younger investors can. If you're still accumulating wealth, a correction can create opportunity. But if you're withdrawing $7,000, $8,000, or $10,000 every month from your retirement portfolio, a significant loss combined with withdrawals can fundamentally change how long your money lasts. That's why Carlos returns to the Color of Money strategy—Red Money, Yellow Money, and Green Money—and explains why the strategy that helped you accumulate wealth may not be the same strategy you need to successfully distribute it throughout retirement. This isn't about predicting the next crash. It's about asking a much better question: If the S&P 500 stops going higher tomorrow, does your retirement plan still work? Because financial planning isn't supposed to predict tomorrow. It's supposed to prepare you for it. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

THE CONTROL SYSTEM IS COMING
The financial system, the surveillance state, and the markets are all being weaponized against everyday Americans, and the track-and-trace machine is already here. Carlos Cortez joins Stew to expose the






