Everybody feels like a genius when everything is going up. The S&P 500 is hitting new highs. Bitcoin has surged through major resistance. Investors are posting gains, celebrating their portfolios, and once again believing the good times may keep rolling. But underneath the market euphoria, America has crossed $40 trillion in national debt, interest-rate uncertainty remains, the yield curve continues raising questions, and retirees are still exposed to risks that don't disappear simply because their account balance is growing. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. breaks down the surge in Bitcoin, the S&P 500's record-setting run, silver's latest move, the U.S. dollar, and the emotional trap that catches investors during powerful bull markets: Greed. Carlos explains why making money isn't the same as having a retirement plan, why taking profits can be an act of discipline rather than fear, and why investors should understand the difference between Red Money, Yellow Money, and Green Money before volatility returns. The conversation moves beyond charts when Carlos shares the story of a terminally ill man preparing financially for his wife after he's gone. It's a powerful reminder that retirement planning isn't ultimately about beating Bitcoin, predicting silver, or squeezing another percentage point out of the S&P 500. It's about knowing what your money is supposed to accomplish. Growth matters. Protection matters. But stewardship means having a plan for the people who depend on you—even when you're no longer here to provide for them yourself. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
SCRIPTURES AND WALLSTREET – S&P 500 ALL TIME HIGH
The S&P 500 is breaking records. Investors are celebrating. Retirement accounts are growing. AI and mega-cap technology stocks continue pushing markets higher. And after years of strong performance, it's becoming increasingly easy to believe one dangerous phrase: “The market always comes back.” But there's a major difference between investing while you're 35 and relying on that same portfolio for income when you're 65 or 70. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. examines what's happening beneath the S&P 500's record-setting run and explains why an all-time high doesn't eliminate risk—it can make investors forget that risk exists. Carlos breaks down the concentration inside the S&P 500, the influence of mega-cap technology companies, market volatility, sequence-of-returns risk, and why retirees cannot approach a major market decline the same way younger investors can. If you're still accumulating wealth, a correction can create opportunity. But if you're withdrawing $7,000, $8,000, or $10,000 every month from your retirement portfolio, a significant loss combined with withdrawals can fundamentally change how long your money lasts. That's why Carlos returns to the Color of Money strategy—Red Money, Yellow Money, and Green Money—and explains why the strategy that helped you accumulate wealth may not be the same strategy you need to successfully distribute it throughout retirement. This isn't about predicting the next crash. It's about asking a much better question: If the S&P 500 stops going higher tomorrow, does your retirement plan still work? Because financial planning isn't supposed to predict tomorrow. It's supposed to prepare you for it. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
SCRIPTURES AND WALLSTREET – GOOD MARKET NEWS IS WORTHLESS
Wall Street is celebrating again. Inflation is supposedly cooling. AI stocks are surging. Markets are hovering near record territory. Investors are being told the economy is holding up—and once again, the message is that everything will probably be fine. But “less bad” doesn't necessarily mean good. For retirees, what matters isn't whether Wall Street likes the latest economic report. It's whether your retirement can survive persistent inflation, elevated interest rates, an expensive stock market, and a major correction without forcing you to sell assets at exactly the wrong time. On this episode of Scriptures & Wall Street, Carlos Cortez Jr. challenges the optimism surrounding today's markets and asks a question every investor should consider: What are you actually safe from? Carlos breaks down the disconnect between cooling inflation and the prices Americans actually pay, the massive expectations being placed on artificial intelligence, elevated market valuations, Federal Reserve uncertainty, and one of the most dangerous retirement threats—sequence-of-returns risk. He also takes an unusually balanced look at both sides of the financial industry. Wall Street can sell the fear of missing the upside, while the insurance industry can sell the fear of suffering the downside. Neither fear nor greed should determine your retirement strategy. Instead, Carlos explains why Red Money, Yellow Money, and Green Money should each have a specific job—and why the goal isn't maximum returns at all costs. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
SCRIPTURES AND WALLSTREET – 3 FED CHAIRS JUST SPILLED THE BEANS
You've spent your entire life being told to save. Save in your 401(k). Save in bonds. Save at the bank. Build your nest egg, stay invested, and trust that everything will work itself out. But what happens when the economic environment starts punishing the very people who did what they were told? In this episode of Scriptures & Wall Street, Carlos Cortez Jr. sounds the alarm on what he sees developing inside the Federal Reserve, the labor market, inflation, and interest rates—and explains why retirees may need to think differently about the job each dollar in their portfolio is supposed to perform. With employment showing signs of weakness, inflation remaining a concern, disagreement emerging around monetary policy, and the possibility of higher interest rates, Carlos challenges the traditional Wall Street mantra of simply staying invested and waiting for the market to recover. For a 30-year-old investor, time can be an advantage. For someone who's 65 or 70 and actively withdrawing retirement income, a major decline can create an entirely different problem. That's where the Color of Money becomes critical. Carlos breaks down Red Money, Yellow Money, and Green Money, sequence-of-returns risk, principal protection, active management, and why diversification shouldn't simply mean owning more investments exposed to the exact same risks. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.
SCRIPTURES AND WALLSTREET – IS WEARABLE AI THINKING FOR YOU
THE HIDDEN COST OF CONVENIENCE Artificial intelligence is no longer just answering questions. It's writing emails, managing calendars, recommending investments, identifying objects through smart glasses, helping students complete assignments, and increasingly becoming part of our everyday decisions. The question isn't whether AI is useful. The question is whether we're allowing it to think for us. In this episode of Scriptures & Wall Street, Carlos Cortez Jr. explores the rapid rise of wearable AI, smart devices, and artificial intelligence in education, finance, and everyday life. From AI-powered glasses and digital assistants to quantum computing, financial markets, and retirement planning, Carlos challenges listeners to consider not only how technology is changing the world—but how it may be changing the way we think. The conversation also examines the importance of discernment, the role of the Holy Spirit in decision-making, and why wisdom cannot simply be outsourced to an algorithm. While AI may become an increasingly valuable tool, Carlos argues that technology should remain a servant—not a substitute—for wisdom, faith, and personal responsibility. Because artificial intelligence can provide information. But it can never replace discernment. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com. everything bubble, market crash warning, retirement planning, safe haven investing, gold and silver investing, real estate bubble, private credit risk, stock market volatility, US dollar strength, inflation and interest rates, retirement income strategy, red money investing, green money strategy, principal protection, financial stewardship, faith and finance, passive investing risk, scriptures and wall street
SCRIPTURES AND WALLSTREET – THE AMERICAN GOSPEL ISN’T THE GOSPEL
Success isn't the same as significance. In a culture that celebrates bigger portfolios, earlier retirements, and financial independence, it's easy to believe that comfort is the ultimate goal. But what if we've confused the American Dream with the Gospel? In this episode of Scriptures & Wall Street, Carlos Cortez Jr. challenges one of the most common assumptions in modern Christianity: that financial success is the same as spiritual success. Through personal stories, conversations with clients, and biblical teaching, Carlos explores the difference between pursuing comfort and pursuing Christ—and why true wealth begins with a transformed heart, not a growing bank account. The conversation also examines retirement planning, inflation, investing, and the role of stewardship, while reminding listeners that money is a tool—not a savior. From Wall Street's obsession with returns to the distractions of politics and culture, this episode calls believers back to the foundation of their faith: trusting God above every financial plan, investment strategy, or retirement account. Because retirement is temporary. Your soul is eternal. And the greatest investment you'll ever make isn't in the market—it's in your relationship with Christ. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.