In today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. closes out the year with a powerful market outlook and a clear warning about what lies ahead in 2026. From AI-driven market rallies and falling volatility to bank stress and rate cuts, Carlos explains why the current optimism is masking serious risks beneath the surface. He breaks down why silver has surged, why demand is exploding due to AI and technology, and why many investors are emotionally attached to assets that may be nearing short-term peaks. Carlos walks listeners through the critical differences between red money, yellow money, and green money, showing how each plays a role in a well-structured retirement strategy. He explains why Bitcoin and silver remain red money assets with upside and risk, why volatility signals matter more than headlines, and why principal protection is essential as markets approach another potential correction. This episode blends charts, real portfolio examples, biblical wisdom, and practical guidance to help listeners prepare — not panic — as we head into a highly volatile season. In This Episode, You’ll Learn: • Why silver has surged and what’s driving demand heading into 2026 • How AI is pumping markets while volatility quietly compresses • Why falling interest rates hurt banks and signal deeper economic stress • The difference between red money, yellow money, and green money • Why emotional attachment to assets leads to poor timing decisions • How Bitcoin cycles work — and why further downside is possible • What a “death cross” and volatility lows signal for markets • Why principal protection matters more than returns in retirement • How green money strategies lock in gains with zero market risk • The role of tactically managed portfolios (yellow money) • How to reduce standard deviation without giving up growth • Why 2026 will reward disciplined investors and punish speculators • Biblical wisdom on diversification and stewardship 📖 Scripture of the Day “Invest in seven ventures, yes, in eight, for you do not know what disaster may come upon the land.” — Ecclesiastes 11:2 FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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n today’s episode of Scriptures & Wall Street, Carlos Cortez Jr. closes out the year with a powerful market outlook and a clear warning about what lies ahead in 2026. From AI-driven market rallies and falling volatility to bank stress and rate cuts, Carlos explains why the current optimism is masking serious risks beneath the surface. He breaks down why silver has surged, why demand is exploding due to AI and technology, and why many investors are emotionally attached to assets that may be nearing short-term peaks. Carlos walks listeners through the critical differences between red money, yellow money, and green money, showing how each plays a role in a well-structured retirement strategy. He explains why Bitcoin and silver remain red money assets with upside and risk, why volatility signals matter more than headlines, and why principal protection is essential as markets approach another potential correction. This episode blends charts, real portfolio examples, biblical wisdom, and practical guidance to help listeners prepare — not panic — as we head into a highly volatile season. In This Episode, You’ll Learn: • Why silver has surged and what’s driving demand heading into 2026 • How AI is pumping markets while volatility quietly compresses • Why falling interest rates hurt banks and signal deeper economic stress • The difference between red money, yellow money, and green money • Why emotional attachment to assets leads to poor timing decisions • How Bitcoin cycles work — and why further downside is possible • What a “death cross” and volatility lows signal for markets • Why principal protection matters more than returns in retirement • How green money strategies lock in gains with zero market risk • The role of tactically managed portfolios (yellow money) • How to reduce standard deviation without giving up growth • Why 2026 will reward disciplined investors and punish speculators • Biblical wisdom on diversification and stewardship 📖 Scripture of the Day “Invest in seven ventures, yes, in eight, for you do not know what disaster may come upon the land.” — Ecclesiastes 11:2 FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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In today’s episode of Scriptures & Wall Street, Carlos Cortez delivers a raw, unfiltered breakdown of what he calls the “Toilet Boom”—an economy that looks strong on the surface while everything underneath is falling apart. From AI pumping markets and masking recession signals to banks profiting off overdraft fees and consumers drowning in debt, Carlos explains why 2025 defied logic and why 2026 will demand discipline, preparation, and truth. He walks listeners through market performance, interest rates, precious metals, volatility, and why manipulated systems can still boom… until they don’t. Carlos also challenges the mindset of victimhood and dependency, calling listeners to take responsibility for their finances, health, faith, and families. He breaks down red money vs. green money, explains how guaranteed principal protection works, and uses real-life examples—from lottery winners to retirement planning mistakes—to show why income strategy matters more than headlines. This episode blends market insight, biblical conviction, and practical stewardship into one of the most honest conversations of the year. In This Episode, You’ll Learn: • Why the economy feels broken even while markets keep rising • What Carlos means by the “Toilet Boom” economy • How AI is pumping stocks while fundamentals weaken • Why banks profit from overdraft and NSF fees • The dangers of relying on red money during volatile cycles • Why precious metals can still be manipulated • Carlos’ outlook on silver, gold, and the U.S. dollar • How interest rates affect bonds, treasuries, and market rotations • The difference between speculation and guaranteed growth • Why green money strategies protect principal while allowing upside • The hidden risks inside 401(k)s, IRAs, and leveraged ETFs • Lessons from lottery winners and annuity decisions • Why responsibility beats socialism and victimhood • How discipline applies to faith, fitness, finances, and family • Why 2026 will reward the prepared—and punish the complacent 📖 Scripture of the Day “Consider it pure joy… whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance.” — James 1:2–3 FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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In today’s episode of Scriptures & Wall Street, Carlos Cortez delivers a wide-ranging and deeply honest conversation that blends real-time market analysis, Social Security truth, and biblical perspective. From the opening moments recorded on the way to his son’s hockey game, Carlos challenges misleading advice circulating on social media — especially the dangerous push to take Social Security early without understanding the long-term consequences. He explains why Social Security may be the largest asset in many retirements and why getting the timing wrong can permanently damage your financial future. Carlos then shifts into charts, volatility, banking stress, precious metals, and speculative trades — separating red money from green money and showing listeners how to think clearly instead of emotionally. He exposes market manipulation, influencer conflicts of interest, and why 2026 will demand discipline, protection, and wisdom. Throughout the episode, Carlos weaves faith, stewardship, and personal testimony together, reminding listeners that fear, FOMO, and greed are the enemy — but truth, preparation, and trust in God bring peace. In This Episode, You’ll Learn: • Why blanket advice to take Social Security at 62 can destroy your retirement • How Social Security actually compounds when delayed • Why Social Security may be your largest guaranteed asset • The danger of trusting unlicensed influencers for retirement advice • How immigration, labor trends, and demographics affect Social Security • Why preservation matters more than returns inside IRAs and 401(k)s • The difference between red money (risk) and green money (protection) • How fear and FOMO lead to poor financial decisions • A breakdown of the VIX and what volatility signals for markets • Why banks can look strong while fundamentals weaken • Lessons from failed trades — and why discipline matters more than being right • Why precious metals should be traded wisely, not emotionally • The explosive rise in silver and long-term demand from AI and technology • Why faith-based stewardship beats speculation • How to prepare your money, mindset, and heart for 2026 FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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n today’s episode, Carlos breaks down why the market is flying—especially the Nasdaq—but warns that the real storyisn’t what Wall Street is celebrating. From rate cuts to global bond manipulation, from AI-driven gains to the hidden risks inside “red money,” Carlos exposes the vulnerabilities most advisors never mention. He also shares the truth about banks, volatility, and why 2026 may bring the storm no one is prepared for. Carlos challenges listeners to take ownership of their finances, avoid emotional investing, and understand the critical difference between red money and green money—including why principal protection matters more than ever. He also highlights the explosive rise in silver, the dangers of relying on the banking system, and the growing push toward a track–trace–control financial world. Plus:
✔ Precious metals update (silver, gold, and why demand is surging)
✔ How AI is driving the markets — and why that’s both a blessing and a warning
✔ What falling interest rates really mean for banks and the economy
✔ Why many retirement portfolios cannot survive another 2008-style shock
✔ How green money solutions can secure long-term growth with no market risk As always, Carlos ties faith, responsibility, and financial preparedness together with his signature no-nonsense truth-telling. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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In today’s episode of Scriptures & Wall Street, Carlos Cortez delivers a no-filter breakdown of the financial system at a tipping point. From stressed banks and shrinking liquidity to the Federal Reserve’s impossible rate decisions, Carlos explains why markets are more fragile than headlines suggest. He exposes how speculation in stocks, crypto, gold, and hype-driven assets has replaced true stewardship—and why many investors are unknowingly positioned for pain as volatility becomes the norm. Carlos dives deep into Bitcoin, XRP, and red-money volatility, explaining why massive drawdowns are part of the cycle and why emotion is the most dangerous investor. He then contrasts speculation with protection, introducing a new green-money growth option designed for people who want market participation without principal risk. Throughout the episode, Carlos ties financial wisdom back to Scripture, reminding listeners that preparation, discipline, and discernment—not fear or greed—are the foundation for peace in uncertain times. In This Episode, You’ll Learn: • Why today’s markets are being propped up by bots, AI, and false confidence • How liquidity problems are forcing banks and institutions to sell “safe” assets • What the Fed’s next rate decision could mean for banks, treasuries, and markets • Why diversification inside red money isn’t real diversification • The hidden truth about bank ownership and why deposits aren’t truly yours • Why Bitcoin and crypto regularly experience 60–80% drawdowns • How Bitcoin could fall into the 50s—or lower—before the next major bull run • What a death cross and 200-day moving average signal for crypto traders • Why emotional investing is a sign you have too much red money exposure • The difference between speculation and stewardship • How green-money strategies protect principal while participating in growth • A new high-growth, no-fee option tied to the Nasdaq without market risk • Why retiring investors should not treat their life savings like a trading account • How Scripture calls us to prepare in multiple ways for uncertain times FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ ———————————————————————————————————— Follow us on Rumble! https://rumble.com/c/c-5319252 Follow us on twitter! https://twitter.com/scrptrandwallst Video References ———————————————————————————————————— ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html http://biolongevitylabs.com PROMO CODE - CORTEZWM https://jaycampbell.com FIX THE BLOOD http://fixthebloodusa.com Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : Www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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