One unexpected hit can change everything. Carlos Cortez Jr. experienced that firsthand when his son suffered a fractured hip during a hockey game. He'll recover—but the injury raised a bigger question that applies directly to retirement: What happens when your financial plan takes an unexpected hit? As the conflict with Iran escalates, oil prices push higher, inflation remains a concern, Treasury yields stay elevated, and Wall Street wrestles with geopolitical uncertainty, retirees may be facing a financial environment where traditional diversification doesn't provide the protection they expect. On this episode of Scriptures & Wall Street, Carlos breaks down how geopolitical conflict can ripple through the economy—from crude oil and transportation costs to inflation, Federal Reserve policy, bonds, stocks, and ultimately your retirement income. The problem is that many investors have been conditioned to expect the same cycle: stocks fall, the Federal Reserve cuts rates, bonds rally, money becomes cheaper, and markets recover. But what happens when the event hurting stocks is also inflationary? Higher oil can contribute to inflation. Persistent inflation can complicate rate cuts. Higher rates can pressure bond prices and stock valuations simultaneously. Suddenly, the traditional 60/40 portfolio and a prayer may not feel nearly as diversified as expected. That's why Carlos returns to the Color of Money framework. Red Money provides market exposure and growth potential—but carries downside risk. Yellow Money remains liquid and market-based while emphasizing tactical management and risk control. Green Money is designed as the protected portion of the strategy, using insurance contracts to provide principal protection subject to the contract and insurer's claims-paying ability. The goal isn't to predict what Iran, Washington, the Federal Reserve, or Wall Street will do tomorrow. It's to build a retirement capable of surviving when you're wrong. Because you don't diversify because you know what's coming. You diversify because you don't. FREE tax calculator http://corteztaxbill.com GALLUP -The CliftonStrengths® 34 Report https://www.gallup.com/cliftonstrengths/en/403127/cliftonstrengths-34-report.aspx The Color of Money https://rumble.com/v73vhby-scriptures-and-wallstreet-the-color-of-money-replay.html?e9s=src_v1_s%2Csrc_v1_s_o&sci=e9473b97-5241-472d-a848-0bf18daac052 ———————————————————————————————————— Schedule a consultation today! https://cortezwm.com Learn More About America First Retirement https://americafirstretirementplan.com/ Get your own private insurance account! https://privateinsuredaccount.com/ Like & Subscribe our Channels ———————————————————————————————————— Rumble https://rumble.com/user/ScripturesAndWallstreet Youtube https://www.youtube.com/@ScripturesAndWallstreet Spotify https://open.spotify.com/show/0d0qrDco0pTfSjeaLEa6Ux?si=2M13CUTkQBC6mWa7B0vWrA X https://x.com/scrptrandwallst I only ———————————————————————————————————— Support the show! SCRIPTURES AND WALL STREET - WALLSTREET DOESN’T CARE ABOUT YOUR YOUR HEALTH - WITH JAY CAMPBELL https://rumble.com/v71mjik-scriptures-and-wall-street-wallstreet-doesnt-care-about-your-your-health-wi.html High-quality, third-party verified research compounds https://biohackusa.live/ Lose weight and more with Plant Base Peptides http://getmeleanusa.com Silver and Gold https://cornerstoneassetmetals.com Fluoride Free Alkaline water : www.AmericaFirstWater.com The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.

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